Topics
on car hire rental:
Car
hire excess and break down insurance cover a must for holidaymakers...
Author: Rochelle Martinez
As the summer holiday season approaches, many people will be heading off for well-earned
breaks either at home or abroad. With more holidaymakers putting their own packages
together, a few insurance products may appeal to people, allowing them to save
time and money.
Those
who have travelled with Aer Lingus, Ryanair or Aer Arann may be familiar with
the car hire deals they offer at knock down prices, but often the price that is
quoted will not include car hire excess cover, leaving you facing a huge bill
if you purchase it at a car hire counter.
If
you are hiring a car for holiday or for work, take out a car hire excess cover
policy before you leave home. Most rental arrangements will cover theft from the
vehicle and collision damage waiver (CDW). However, if you dent the rental car
or it is stolen, the driver will be asked to pay the first portion of the repair
or replacement costs, known as the excess.
The
excess is a voluntary insurance and means if the car is damaged or stolen, the
car rental company can charge your credit card for the excess amount, which you
can then claim back as a reimbursement on your policy.
If
you are travelling overseas with your own vehicle, breakdown cover will be an
important thing to have if you experience a flat battery, punctured tyre or engine
trouble. There is now an 80 per cent success rate for roadside assistance, with
cover provided 24 hours a day and seven days a week.
An annual policy will cover for a European trip of up to 31 days throughout 29
countries including the UK, Belgium, Denmark, Italy, France, Germany, Spain, Portugal
and Holland. With breakdown cover, if your car is put out of action for any reason,
your insurer will arrange for a roadside repair team to spend up to an hour trying
to fix the problem.
If
it cannot be repaired on the roadside, they will arrange for the car to be taken
to a garage for mending, and help to locate and deliver replacement parts, although
the cost of the parts will not be covered. The insurer will arrange alternative
travel, emergency car hire or cover public transport costs to allow you to continue
enjoying your holiday or for returning home. Emergency accommodation and car recovery
to Ireland will also be covered.
Article
Source: http://www.articlesbase.com/automotive-articles/car-hire-excess-and-break-down-insurance-cover-a-must-for-holidaymakers-1074405.html
About
the Author: Rochelle Martinez, Freelance Web Content Article Writer for three
years. Some of her articles are about http://www.quinn-direct.com.
N.B.
This information should not be relied on for accuracy and is presented here without
the responsibility of jml Property Service and the website it is being displayed
at. jml property Services 04-10
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