insurance4carrental.com

car hire excess insurance - Focus On Car Hire Additional Charges Article


self drive hire vehicle company rental insurance | London congestion charge | travel insurance


Topics on car hire rental:

Focus On Car Hire Additional Charges...

By Philip Suter

You want to rent a car for a few days, see a great deal on line and suddenly the original price you thought you were going to pay has increased dramatically because of additional car hire charges.

When you hire a car you will often find that when you go to collect the car there are additional charges that you will have to pay before you drive it away. I have found over the years that renting a car in Ireland from Dublin airport can be very misleading. I have booked on line and seen a car advertised at €12 per day for example. By the time I am driving down the motorway into Dublin the price has become €15 per day.

So what are these additional charges that a car rental company will add on? There are first of all charges if you want a roof rack, satellite navigation or child seats. Fair enough as these items have to be fitted to the vehicle and take a while to do. I remember in the 1980's renting a car in Portugal and the majority of the small cars were actually the original small Mini and as there was no real room for luggage in those cars, they all came with roof racks as standard. No doubt as time progresses the majority of cars will have Sat Nav built in.

There are other charges that are to be expected which are reasonable like "One-way drop charges." Whereby you collect and return the car at two different locations and you can be paying anything in the region of €50 to €75 for this service.

Out of hours charges is another "fair charge" The car insurance company advertises its normal business hours and if they have to remain open longer because of flight delays or a late flight for example, they have to compensate staff. I have had to pay this in France on a couple of occasions.

The Location Surcharge is a charge that should be built in and in many cases is as I have been charged around €25 for collecting a car from Dublin Airport and when I questioned this was told all "Operators did this". I even rented in Dublin on one occasion collecting the car from a city centre location and still be charged an airport collection charge!

Other charges to look out for in Ireland are "Cross border" charges. If you are renting in the Republic and take the vehicle into Northern Ireland or vica versa and you could be paying around €25 for literally staying on the M1 motorway and going from one part of the country to the other.

My research into renting a car in Ireland has found that there is also a "Vehicle Licensing Fee" with some companies and that rentals will incur a charge of €2.64 per day which will be charged locally upon arrival at the collection point. One company even has an "Environmental and recycling charge" whereby they can charge €2.63 per rental and say this is for recycling tyres, batteries, oil, paper, plastic, glass and car wash water".

Finally of course there is Insurance. The most popular one of course is the Collision Damage Waiver (CDW). Collision damage waiver (CDW), sometimes confusingly also called loss damage waiver (LDW), is essentially a form of insurance that may or may not come included in the rental price of a hired car. It exists to provide cover for damage that occurs to the rented vehicle itself. If you don't take out additional insurance, you are liable for the full value of the vehicle.

Car hire companies naturally sell this additional insurance and it can be expensive. My research in April 2010 found that in Ireland it can cost €14 per day and that can be as much as the daily can rental itself. For a two week hour this would be €196. By using the Internet you can now purchase this type of insurance for around €2.99 per day and buy an Annual policy for around €62. If you rent a car several times a year the Annual policy is probably the best solution and some insurance companies offer "family" policies for around €99 per year. These types of products will normally cover theft, the tyres, windscreens and underbody of the vehicle if you happen to damage them plus if you lose the car keys and these can cost around €250 to replace..

The car rental agreement normally includes cover for Collision Damage Waiver (CDW) and Theft, however the renter is still liable for the Excess on CDW and Theft. When a rental car is damaged or stolen, the driver is asked to pay the first portion of the repair or replacement costs. This is known as the Car Hire Excess. If the car is damaged or stolen, the car rental company will charge the renter's credit card for the Excess amount and the renter then claim for reimbursement on the car hire excess insurance policy. If only this had been about in 2000.

Philip Suter is a Director of jml Property Services a UK based company advertising Insurance products on line at http://www.jml-insurance.co.uk and a specialist car hire excess and van hire excess insurance advertising site http://www.insurance4carrental.com.

(April 2010 ©jmlpropertyservices - Philip Suter)

N.B. This information should not be relied on for accuracy and is presented here without the responsibility of jml Property Service and the website it is being displayed at. jml property Services 04-10

 

Bookmark and Share

Return to Car Hire Excess Blog Notes Info

Back to top

_______________________________________________________

The jml Insurance website advertises and introduces you to many insurance products. To enter this site click on logo below

PROPERTY: Rental, Landlords', Home Contents & Buildings, Tenants', Overseas Property Insurance, Self Build, Structural Warranty, Blocks of Flats and more..

TRAVEL: Holiday Travel, Ski, Backpacker Travel and more

MOTOR: Car Hire Excess, Car, Caravan, Motor Bike, Motor Excess Insurance, Senior Motor, Student Car, Taxi, Van, Womens Motor, Young Driver

STUDENT: Rental, Tenants', Student Car, Student Travel

PET: There is no NHS for pets, make sure your family pet is properly covered

WEDDING: Safeguard your big day now by getting comprehensive insurance for your wedding

HEALTH & LIFE: Life, Health, Dental Plan

BUSINESS INSURANCE: General Business, Public Liability,Shop and Retail, Office, Tradesmen and Surgery and Clinic insurance, Employers liability, General Business and more

MOBILE PHONE - CREDIT CARD PROTECTION and more...

Irish Property Insurance

Holiday Homes, car hire excess insurance and more

Find out more Here

Back to top

_______________________________________________________

Car hire Excess Insurance Blog

add your experiences by visiting our blog or by e-mail Contact

Back to top

_______________________________________________________

Looking for a self catering holiday home rental? / Do you have one to let?

jmlvillas.com is an online internet marketing service for self catering holiday rentals accommodation in the most popular worldwide holiday destinations and locations worldwide. You book direct with the owner and save money. It is a highly cost effective way to let out a holiday vacation property. The site has intensive internet marketing alongside advertising in many travel magazines and guides. Great value car hire from holiday autos

the low cost villa advertising service

For further information click on the logo below

Advertise your  Holiday Home Property at jmlvillas.com - only £12.50 per year including VAT CLICK HERE for Details

Back to top

_______________________________________________________

Return to Car Hire Excess Blog Notes Info

_______________________________________________________

_______________________________________________________

 
Menu

Car Rental Excess Insurance Providers

Van Rental Excess Insurance Providers

Motorhome / Camper vanExcess Insurance Providers

Car Hire Excess Blog Notes Info
Media / Press Releases

Car Rental / Van Hire/ Motorhome Hire

Self drive hire vehicle company rental insurance

Congestion Charge London

Travel Insurance

Lifestyle excess insurance

Overseas Property Insurance

A -Z of car hire and van hire excess insurance service providers offering car hire excess insurance on the internet
Contact Us

insurance4carrental.com

jml Property Services (insurance4carrental.com / insurance4vanrental.com / insurance4motorhomerental.com / insurance4minibusrental.com / jml Property Insurance.co.uk / jml insurance.co.uk ) are an advertising service, we are not insurance brokers and are unable to offer advice or deal with any of our advertisers enquiries. This site IS NOT an insurance comparison price website. All dealing must be with the insurance company that you will gain access to via a link from this website. jml Property Services are unable to give advice either verbally or in writing regarding insurance or assist with changes to insurance policies that you have taken out. You must contact the insurer direct. We are therefore unable to provide any quotes ourselves as we would be breaking the law. All dealing must be with the insurance company that you will have accessed via a link from this website

insurance4carrental.com / insurance4vanrental.com / insurance4motorhomerental.com / insurance4minibusrental.com are web trading names of jml Property Services which is a trading name of Jeffrey Milner Ltd - PO Box 80 - Princes Risborough - Buckinghamshire - HP27 0WA - England - Established 1979

jml Property Services are members of the National Landlords Association (NLA) in the UK and Riviera Business Club (RBC) in the Côte d'Azur France 

Find us at | | |

© 2009-2012 jml Property Services - All rights reserved