Topics
on car hire rental:
What is Car Hire Excess Insurance?...
By Tom
Sangers
When
planning your holiday abroad it is often a popular choice to hire a vehicle from
the country you are travelling in so you get to see the country and sights independently
from buses, taxis and any organised trips. The benefit of hiring a car is you
get to plan your itinerary exactly to suit yourself and can enjoy your holiday
at your own pace.
When
you chose to hire a car in the UK, Ireland, Europe, Africa, New Zealand, Australia
and most of the Middle and Far East there is always an excess (also referred to
as Super CDW, Non Waiver or Deductible), which means in the event of a collision,
theft or damage to the hired car you will be required to pay the first portion
of the cost.
Whilst
this isn't a surprise to any UK car owner who will have their own excess to pay
on their regular car insurance, a hire car can end up costing anything up to £2000
in excess depending on which country you hire from. A cost, which is often hidden
and to most is considerably more than they would ever be comfortable paying.
Car Hire Excess insurance policies generally cover adults between the ages of
21 to 84 years old and can be from as little as £1.99 a day. This daily cost will,
in the event of a problem, cover any excess your car hire insurer may charge you
which is a substantially smaller amount than the possibility of a £2000 bill.
Car Hire Excess Insurance can also cover Baggage Cover, Windscreen/Glass, Tyres,
Wheels, Roof and undercarriage, personal possessions and key cover. Different
packages are often available and generally speaking the more hiring you do abroad
the better the rates offered.
For example, if you take regular trips abroad for either work or leisure and hire
a car with each trip then it may be worth considering taking out an Annual Policy,
some packages are available for as little as £39.99 a year. These policies work
on a pay and reclaim basis, you pay the excess to the car hire company initially
and then the Car Hire Excess Company will reimburse any amount paid by you back
to you.
This
article was written by Tom Sangers on behalf of CarHireExcess.com who offer
[http://www.carhireexcess.com/]
Car
Hire Excess Insurance Article Source: [http://EzineArticles.com/?What-is-Car-Hire-Excess-Insurance?&id=3608356]
What
is Car Hire Excess Insurance?
N.B.
This information should not be relied on for accuracy and is presented here without
the responsibility of jml Property Service and the website it is being displayed
at. jml property Services 04-10
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