Topics
on car hire rental:
car hire insurance - How it works...
Your hire car usually comes with inclusive insurance to cover three areas:
- LDW/CDW
(Loss/Collision
Damage Waiver) - to cover damage to the car.
- TP
(Theft Protection) – to cover the car, or part of the car, if it is stolen or
damaged during an attempted theft.
- Liability/SLI
(Third Party Liability) – the minimum cover that’s mandatory in most countries
However, on the Damage and Theft portions, the insurance is
only reducing what you are personally liable for, and there
is often an excess to pay in the event of having to make a
claim. In Europe this can be a few hundred pounds. In other
countries it can be as much as £1500.
Also
windows, tyres, the roof and the undercarriage of the car are usually excluded
(i.e. not covered). These are the parts of the car most prone to damage and often
not covered by the car hire company’s insurance.
A company like
insurance4carhire
will
provide car hire excess insurance to reduce your excess to zero. If you are hiring
a car a few times a year then it makes sense to take out an annual excess policy,
from only £49.
There
are a number of policies available depending on where you will hire the cars,
how many people you want to be insured for the cars, and how many days at a time
you will be away on each trip.
You
can take a daily policy at only £4.50 if you will only be hiring a car for a few
days – or you are hiring a car close to home.
The
policies will cover all named drivers on the car hire agreement plus any damage
to the roof, windows, tyres and undercarriage of the car.
Naturally
check their terms and conditions as these of course can always change.
Information
supplied by insurance4carhire.com
See
also
Celebrity
Mechanics and Nightmare Passengers - April 2010
Insurance4carhire.com
offers huge savings for holiday makers - Press Release April 2010
Insurance4carhire.com
gives back to the community throughout 2009 - April 2010
Which?
Holiday Research brings credit to insurance4carhire.com
Maps
Sat Navs and forgotten underwear - April 2010
How
the road more travelled can cost less with insurance4carhire.com - April 2010
Insurance4carhire.com
appoints Hills Balfour Synergy for PR Representation
Insurance4carhire.com's
Best Drives in the US - January 2009
Money
saving, Peace of Mind and Top Tips from Insurance4carhire.com
this Winter - December 2008
Insurance4carhire.com
appoints Hills Balfour Synergy for PR Representation - December 2008
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