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Car hire excess insurance for Irish and UK Residents from carhireexcess.com (They also have a range of travel insurance products Here)

For Irish Residents - Click Here

For UK Residents - Click here

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Irish residents can cover their Car Hire Insurance Excess here

You can buy your car hire excess insurance here from €2.99 per day covering up to 180 consecutive days. If an Annual policy suits your needs then we have great value at €49.99 with unlimited rentals up to 62 days any one rental. Carhirexcess.ie provides cover for Irish Residents for the excess on their car hire insurance policy whilst abroad

Most car rental agreements make you liable for the first portion of the repair or replacement costs otherwise known as the Excess or Collision Damage Waiver (CDW), which can vary from €100 up to €2,000.

Carhireexcess.com covers adults between 21 Years and 84 Years and our new policy includes Baggage Cover, Windscreen/Glass, Tyres, Wheels, Roof and Undercarriage. In addition our policy also includes personal possessions and key cover. Our Car Hire Excess policy is underwritten by Mondial Assistance.

What is Collision Damage Waiver/Car Hire Excess? When a car is hired in the UK, Ireland, Europe, Africa, New Zealand, Australia, and most of the Middle and Far East, CDW (Collision Damage Waiver), Theft and Third Party Liability are included in the car rental price. There is always an Excess (also referred to as Super CDW, Non Waiver or Deductible) on the CDW and Theft portion of the rental. The Excess will range, depending on the country and the car rental company, from about €200 to €2,000. This means that in the event of theft or damage to the rental vehicle, you must pay the first portion of the cost, i.e. the Excess, to the car rental company. It is this excess that is covered by our insurance Policy.

INFORMATION ABOUT CARHIREEXCESS.COM

Blue Insurances Limited trading as Carhireexcess.com is regulated by the Central Bank of Ireland and is EEA authorised to conduct insurance mediation services in the UK by the UK Financial Services Authority. Please note payment is collected in the name of Blue Insurances Limited who administer and issue the policy.

Irish Office: Plaza 212, Blanchardstown Corporate Park, Blanchardstown, Dublin 15

FAQs Here

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UK residents can cover their Car Hire Insurance Excess here

 

 

This is the place to buy your car hire excess insurance here from £1.99 per day covering up to 180 consecutive days. If you require an Annual policy then we have great value at £39.99 with unlimited rentals up to 62 days any one rental. Carhirexcess.ie provides cover for UK Residents for the excess on their car hire insurance policy whilst abroad.

Most car hire rental agreements make you liable for the first portion of the repair or replacement costs otherwise known as the Excess or Collision Damage Waiver (CDW), which can vary from £100 up to £2,000.

Carhireexcess.com covers adults between 21 Years and 84 Years and our new policy includes Baggage Cover, Windscreen/Glass, Tyres, Wheels, Roof and Undercarriage. In addition our policy also includes personal possessions and key cover. Our Car Hire Excess policy is underwritten by Mondial Assistance.

What is Collision Damage Waiver/Car Hire Excess? When a car is hired in the UK, Ireland, Europe, Africa, New Zealand, Australia, and most of the Middle and Far East, CDW (Collision Damage Waiver), Theft and Third Party Liability are included in the car rental price. There is always an Excess (also referred to as Super CDW, Non Waiver or Deductible) on the CDW and Theft portion of the rental. The Excess will range, depending on the country and the car rental company, from about €200 to €2,000. This means that in the event of theft or damage to the rental vehicle, you must pay the first portion of the cost, i.e. the Excess, to the car rental company. It is this excess that is covered by our insurance Policy.

INFORMATION ABOUT CARHIREEXCESS.COM

Blue Insurances Limited trading as Carhireexcess.com is regulated by the Central Bank of Ireland and is EEA authorised to conduct insurance mediation services in the UK by the UK Financial Services Authority. Please note payment is collected in the name of Blue Insurances Limited who administer and issue the policy.

UK Office: Suffolk House, Trade Street, Cardiff, CF10 5DT

FAQs Here

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FAQs

What types of Vehicles are not covered by the policy? The policy does not cover rental of any of the following vehicles: motor homes,, campervans, trailers or caravans, trucks, commercial vehicles or trucks, motorcycles, mopeds, minibus, hight performance vehicles, off-road vehicles (other than licensed Sport Utility Vehicles), prestige or exotic vehicles, recreational vehicles, passanger vans and vehicles with more than 9 seats.

How does it work? The policy operates on a pay and reclaim basis, the hire car company would have already held an amount on your credit card to cover their excess. This amount would be deducted from you in the event of an accident in the vehicle you are hiring from them. It is this amount that will be reimbursed by carhireexcess.com insurers.

What countries am I covered in? Cover is provided on a European or Worldwide basis. European policy covers Europe - all countries West of the Ural Mountains, United Kingdom, Northern Ireland, Channel Islands, Isle of Man, Ireland, islands in the Mediterranean, Morocco, Tunisia, Turkey, Canary Islands, Madeira, Iceland, Egypt, Israel and the Azores. Worldwide policy covers Worldwide countries excluding any trip in, to, or through Afghanistan, Belarus, Cuba, Congo, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, Sudan and Zimbabwe.

Does my car rental agreement already include insurance? If you are hiring a car in the UK, Europe, South Africa, New Zealand and Australia, the answer is generally Yes. This is always worth checking prior to hiring the car though. If it does, your car rental agreement will include cover for: CDW (Collision Damage Waiver), also known as LDW (Loss Damage Waiver), Third Party Liability and Theft.

There is almost always an Excess (also known as Super CDW, the Deductible, or Non-Waiver) on the CDW and Theft part of the rental agreement. This Excess is likely to range from about £200 to £2,000 / €200 to €2,000. It is this Excess which is covered by our insurance Policies.

If you are hiring the car in the USA Canada, the Caribbean and South America, it is generally the case that your car rental will not include insurance. The renter must purchase CDW (Collision Damage Waiver)/LDW (Loss Damage Waiver) and Supplemental Liability Insurance. This is sold at the car rental counter and will cost between US$20 and US$30 a day.

Am I covered to rent a vehicle in my country of residence? You are covered only when you use the rental vehicle in the territory specified in your policy schedule. This will be one of the following geographical areas. Europe: All countries to the west of the Ural Mountains including the United Kingdom, Republic of Ireland, Iceland, islands in the Mediterranean, Morocco, Tunisia, Turkey, Canary Islands, Madeira, and the Azores. USA and Canada: This will also include the Caribbean, South and Central America. World-wide: Anywhere in the World excluding any trip in, to, or through Afghanistan, Belarus, Cuba, Congo, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, Sudan and Zimbabwe.

I have a credit card which covers my Collision Damage (CDW) – Do I need your coverage? You should carefully read the policy that is provided by the credit card company to determine the coverage, ensuring that it covers the country in which you are renting the vehicle, and whether or not there is an Excess (non waiver, deductible) on the policy.

Source: Blue Insurances Limited - April 2012 (information may be out of date now)

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(Blue Insurances travel insurance products Here)

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See also:

Car hire: wise up or risk nasty charges - August 2014

carhireexcess.com to advertise on SKY News - May 2013

Car Hire Abroad - Ask Joan of The Irish Times this weekend - December 2012

Carhireexcess.com discounts Worldwide Car Hire excess insurance on jml Insurance sites for August 2012 - August 2012

Blue Insurances will be creating more jobs - July 2012

Don't Get Ripped Off With Extra Car Hire Charges Abroad says car hire insurance specialist - July 2012

Blue Insurances appoints insurer Jubilee for their insurance products - June 2012

Blue Insurances are amongst finalists of the European Business Awards 2012

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