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Questor Insurance Services have a large selection of vehicle excess insurance products and travel insurance products. Please click on a product below for more information

Car Hire Excess Insurance

Motor Home - Camper Van Hire Excess Insurance

Minibus Hire Excess Insurance

Van Hire Excess Insurance

Car Club Excess Insurance

LifeStyle-Lite Excess Insurance

Motor Excess Insurance

Golfing Travel Insurance

Standard Travel Insurance

Winter Sports Travel Insurance

Back Packers Travel Insurance

Gadget Insurance

 

Infos:

Questor Insurance's Top 10 Holiday Tips

Questor’s Insurance Jargon Buster

Car Hire Excess Waiver Insurance from Questor Insurance

Annual Car Hire Insurance | Daily Car Hire Insurance | CDW - Collision Damage Waiver | Supplementary Liability Insurance | Territories | Optional Extras

Cover the excess and much more when you hire a car. Save £'s from just £2.69 per day or annual from just £39.99 - Great News - Premiums have been reduced It's tough times in the economy at the moment so we have looked at our prices and we have made some changes lowering all prices on our great car hire excess insurance.

This insurance will save you money! What you need to know: -

  • Insures the excess on a car rental agreement
  • Includes damage to tyres, any glass and the underbody of the vehicle
  • Include rentals that start near your home - subject to an additional premium
  • Will save around 60% compared to the cost of buying the same cover from the car rental companies, even more if you buy the annual insurance policy
  • Annual policy includes unlimited car rental agreements in the year
  • Daily policy covers a single rental agreement
  • Our policy includes many other benefits including Personal Accident, Baggage, Lost Keys, Curtailment, Locked Out and Drop Off Charges Clients aged 21 to 84 covered
  • Get a discount off your next purchase equivalent to 5% of your premium spend (excluding the tax element)
  • Best price / cover on the Internet " Does not cover commercial vehicles

They also offer

10% Discount on Questor insurance Products - this offer extended till end of 2017 via this website

Questor insurance are offering a 10% discount to anyone purchasing their insurance. It must be purchased before the 31st December 2017. To obtain your discount CLICK HERE and enter the code JML2033INS when you are prompted to on the Questor website

No hidden fees or credit card charges and great customer service

Back to full selection of Questor Insurance Products

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Don't live in the UK and want to buy Questor car hire excess insurance? No problem. Car hire and Motorhome Hire insurance products available to residents in the following countries with Questor Insurance

United Kingdom (including England, Scotland, Wales, Northern Ireland, Channel Islands and Isle of Man) " Austria " Belgium " Cyprus " Denmark " Finland " France " Germany " Ireland " Italy " Malta " Netherlands " Norway " Portugal " Spain " Sweden " Switzerland

This is the best product on the Market that insures your financial responsiblity to the car rental company when you rent a car.

This policy insures the excess on the car rental agreement up to £5,000 per rental agreement and up to £50,000 with the CDW optional extra.

In addition this product also provides Baggage, Personal Accident, Key, Curtailment, Drop-Off and Locked Out cover as standard and we insure drivers up to 84 years of age. Our policy also coves the tyres, windscreen and underbody of the vehicle items that all excluded by the car rental company's alternative offerings.

Questor has also innovated the product by offering optional extras such as dual lead driver, near home rental and battery failure, mobile phone charges and Collision Damage Waiver

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Annual Car Hire Insurance

Questor Insurance has an annual car hire insurance option that represents great value for money for those clients that hire cars regularly or intend to undertake a longer rental.

With Questor's Annual Car Hire Insurance clients can cover unlimited car rental agreements in the year of insurance as long as no-one rental is more than 31 days in length. With European and Worldwide options, clients can also cover UK rentals as well.

The cover provided by Questor's insurance includes the excess on the car rental agreement up to £5,000 per incident cover includes all damage to the vehicle for which the hirer is responsible including the windscreen, tyres and under-body.

In addition, Questor's policy also includes a number of additional features including: -

  • Personal Accident
  • Baggage Cover
  • Car Keys
  • Curtailment
  • Drop-off Charges
  • Locked Out

Questor's Annual Car Hire Insurance is available online

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Daily Car Hire Insurance

Questor Insurance has a daily car rental insurance policy that covers a single car rental agreement up to 180 days in length.

With Questor's Daily Car Hire Insurance has European and Worldwide options, clients can also cover UK rentals as well.

The cover provided by Questor's insurance includes the excess on the car rental agreement up to £2,000 ($80,000 for worldwide cover) per incident or £3,000 for a series of incidents cover includes all damage to the vehicle for which the hirer is responsible including the windscreen, tyres and under-body.

In addition, Questor's daily car rental policy includes a number of additional features: -

  • Personal Accident
  • Baggage Cover
  • Car Keys
  • Curtailment
  • Drop-off Charges
  • Locked Out

Questor's Europe Daily Car Hire Insurance is available online

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CDW - Collision Damage Waiver

To understand this you must first understand how car rental companies insure their vehicles. The vehicles themselves are insured under a motor fleet policy that has a large excess that the car rental companies pay when a vehicle is damaged or stolen by a person hiring the vehicle. This excess is normally around the £2,000 each and every loss

Car rental companies normally pass this excess on to the hirer in two parts. CDW which reduces the excess to around the £500 mark, the remainder is covered under excess reimbursement. On both these options you the hirer will pay to remove the excess. Now it will come as no shock that the amount of money charged by the car rental companies is far in excess of the amount that they have to pay to settle their motor fleet excesses.

Now you should know a couple of things about the 'cover' offered by the car rental companies. Firstly it is not an insurance it is a waiver in terms and conditions on the car rental agreement and it does not cover every eventuality. For example it does not normally include damage to windscreen, tyres and the under-body of the hired car. Ok so you pay over the top for the car rental company's 'cover' and find that you are still paying for damage to the rental car.

Questor Insurance's car hire insurance on the other hand covers all damage to the vehicle up to £2,000 ($80,000 for a worldwide policy) for a single incident or £3,000 in total for a series of incidents each car rental agreement and includes damage to tyres, windscreen and the under-body of the vehicle.

So, if you want to save money get your car hire insurance from Questor Insurance by clicking HERE, then decline to buy the excess waiver offered to you when you pick-up the vehicle. Finally, you could check the excess that would be payable under the CDW section of the car rental agreement, if less than £2,000 ask the car hire company to give you a price for the car rental without CDW.

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Questor insurance now offer only two territories: Europe and Worldwide.

The other optional extras are Dual Lead Driver (on annual policies only); Extended Rental Cover + Battery failure, mobile phone charges and CDW.

 

Questor car hire excess insurance and motorhome hire excess insurance products can be purchased by residents in Ireland and many other countries.

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Five Reasons to buy from Questor - Find out more here...

Questor Guide To Car Hire Insurance - Here

Territories

There are two territories: -

1.Europe - means all countries West of the Ural Mountains, British Isles, Ireland, islands in the Mediterranean, Morocco, Tunisia, Turkey, Canary Islands, Madeira, Iceland and the Azores, except rentals within 150 kilometres of your home in your usual country of residence.

2.Worldwide - means any country SLI. Supplementary Liability Insurance (SLI) is top up third party insurance applicable to those territories where there is no or very low limits of third party liability insurance for example USA. SLI tops up any mandatory insurance to $1,000,000 and is for use on rentals outside of Europe.

Optional Extras

Dual Lead Driver - Allows two persons named on the certificate of insurance as lead drivers to rent cars independently

Near Home Rental - Deletes the restriction on rentals starting within 150 kms (approx 93 miles) of the policyholder's permanent address. This extra is only available to clients resident in the UK or Ireland.

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Motorhome and Campervan Hire Excess Waiver Insurance from Questor Insurance

Covering the excess (excluding the first £100) when you hire a motor home or camper van this insurance also covers the tyres, windscreen and underbody of the vehicle.

This insurance covers any person aged 24 to 74, named on the rental agreement and with this insurance, cover is available some residents outside the UK and clients can choose to pay in GBP or EURO's.

Find out more below about Questor Insurance Motor Home Hire and Key facts information

Car hire and Motorhome Hire insurance products are available to residents in the following countries with Questor Insurance

United Kingdom (including England, Scotland, Wales, Northern Ireland, Channel Islands and Isle of Man) " Austria " Belgium " Cyprus " Denmark " Finland " France " Germany " Ireland " Italy " Malta " Netherlands " Norway " Portugal " Spain " Sweden " Switzerland

QQQQQQQ QQQQQQQ

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Car Club Excess Waiver Insurance from Questor Insurance

If you belong to one of the popular car clubs in the UK such as Streetcar or Zipcar then you can save money/get wider cover by buying Questor Car Club Excess Insurance.

Cover unlimited rentals, tyres and windscreen with excess free rentals from £50.00 per year.

With Questor's insurance you will have no excess and we will also cover the tyres, windscreen and underbody of the rented car.

What is Included

Rental Excess

£5,000

Any driver aged 21 to 84

Keys covered

Covering unlimited rentals

Optional extras to extend the cover

This product is only for UK Clubs

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LifeStyle-Lite Excess Insurance from Questor Insurance

Excess free personal insurances - cover the policy excess on your motor, home and annual travel policies, for less than a £1.00 a week.

What's Included

Three levels of cover

£500, £1,000 and £2,000

Claim up to the annual limit

Enhanced cover No optional extras

Quick and easy claim process

Travel and Excess protection products are for UK residents only, The car hire / motorhome products are available to some residents outside of the UK

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Motor Excess Insurance from Questor Insurance

Excess free motor insurance from now when you buy Motor Excess Insurance from Questor. Simple, easy and no fuss from just £0.60p per week.

What's Included

Three levels of cover

£500, £750 and £1,000

Claim up to the annual limit

Enhanced cover with optional extra to include business use

Quick and easy claim process

Travel and Excess protection products are for UK residents only, The car hire / motorhome products are available to some residents outside of the UK.

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Minibus Hire Excess Waiver Insurance from Questor Insurance

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Standard Travel Insurance from Questor Insurance

Our standard travel insurance is designed for whatever trip you are planning, short break, family holiday, business trip or overseas wedding. We are with you wherever you are going with great travel insurance.

What's Included

24 hour emergency assistance

3 Cover options up to £10,000,000

Comprehensive benefits and cover

Winter Sports Option

Range of optional extras

Important information

This travel insurance does not cover pre-existing conditions of those who are travelling under this policy or those not travelling but who are covered under the cancellation and curtailment sections.

Travel and Excess protection products are for UK residents only, The car hire / motorhome products are available to some residents outside the UK.

 

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Winter Sports Travel Insurance from Questor Insurance

Travel insurance from Questor Insurance for those of you that enjoy the thrill of winter sports. From the UK's leading travel insurer and with Questor's great customer service we are with you all the way.

What's Included

24 hour emergency assistance

Three Levels of Cover

Comprehensive benefits and cover

Single Trip or Annual

Ski equipment

Off-piste skiing and snowboarding

Important information

This travel insurance does not cover pre-existing conditions of those who are travelling under this policy or those not travelling but who are covered under the cancellation and curtailment sections.

Travel and Excess protection products are for UK residents only, The car hire / motorhome products are available to some residents outside of the UK.

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Backpackers Travel Insurance from Questor Insurance

Questor Insurance has designed a great product underwritten by one of the UK's leading travel insurance insurers for your trip of a lifetime.

What's Included

24 hour emergency assistance

£5,000,000 Medical Expenses Cover

Comprehensive benefits and cover

Winter Sports Option

Trips up to 540 days in length

Important information

This travel insurance does not cover pre-existing conditions of those who are travelling under this policy or those not travelling but who are covered under the cancellation and curtailment sections.

Travel and Excess protection products are for UK residents only, The car hire / motorhome products are available to some residents outside of the UK.

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Golfing Travel Insurance from Questor Insurance

 

Questor Specialist Golfing Travel Insurance

Daily and Annual Policies

What's Included

24 hour emergency assistance

Two Levels of Cover Comprehensive benefits and cover

Single Trip or Annual Golf Equipment up to £1,000

Green Fees Up to £250

Golf Equipment Hire up to £250

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Five Reasons to buy from Questor
  1. We have a total commitment to customer service from sale through to supporting our clients should they have a claim
  2. No hidden charges - Questor does not charge its clients any fees our remuneration comes from our Underwriters
  3. We offer the best price/cover combinations
  4. Our products are designed by us for delivery through the Internet
  5. We are innovators and market leaders in the products that we offer

Questor Insurance Services Orchard House, Station Road, Rainham, Kent ME8 7RS, United Kingdom are Authorised and regulated by the Financial Conduct Authority - Firm reference 466942

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Questor Travel Insurance - Standard - Winter Sports - Backpackers

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Questor’s Insurance Jargon Buster

At Questor Insurance we know insurance can be tricky, that’s why we have put together a handy guide to understanding insurance jargon!

CDW: Also known as collision damage waiver. This is the insurance which covers the full value of the hire vehicle. This is usually included in your rental package, leaving you liable for an excess fee rather than the full amount of the vehicle.

If you do not have CDW included in your rental package, you will be liable for the full amount of the vehicle rather than an excess fee, in which case you can purchase our additional CDW insurance up to £50,000. If you have this optional extra you will only require third party insurance in place with your rental package.

LDW: Also known as loss damage waiver. This covers you for any physical loss or damage to the hire vehicle for which you are responsible for under the terms of the hire agreement following a fire, lightning strike, explosion, accident, accidental damage, theft or attempted theft, malicious damage, storm and flood. This section includes loss or damage to auto glass, roof, tyres, wheel rims and the under body and towing and loss of use.

You may find that you have a zero excess policy in place with your rental, however you could still be liable for the full costs of any damage to tyres, windscreen and underbody of the vehicle. Our standard policy will cover you up to £5,000 for this type of damage.

Third party Insurance/ Third party Liability/supplementary liability: This is the insurance which covers you for any damage caused to another person or their property. This is mandatory within Europe and you may find that it is generally always included in the rental package as standard. However, when travelling outside of Europe, you may find that you need to purchase this separately or as an extra with your rental. Unfortunately we are unable to offer this type of insurance.

Excess: This is the amount that you will be held liable for when you have CDW insurance in place with your rental package. An excess fee is typically anything between £500-£2,000. This is the amount which you will be charged in the event that the vehicle is damaged. Beware that rental companies can charge you the full excess fee regardless of the cost of damage before the vehicle is repaired.

Deposit: This is the amount which the rental company will hold on your credit card upon your arrival at the rental desk. In the event of damage, they will keep this charge.

Reimbursement: Our policy is reimbursement insurance. This means in the event that you damage the hire vehicle, the rental company will charge you the fees and you would then claim those fees back through our claims handlers.

FYI: With our insurance, you will not require the additional insurance that the rental company offers you at the rental desk (Super CDW, comfort waiver etc.). The rental company will ask you to leave a deposit on your credit card and in the event of damage, they would keep this charge and you would then have 31 days from the incident to notify us and claim back for reimbursement.

Excess reimbursement is a non-mandatory insurance. Therefore, you are not required by law to purchase either our cover or the rental company’s extra daily waiver. You may be aware that rental companies can often be pushy when offering their excess waivers as this is where they earn their commission. Our insurance should not be declined unless it states in their terms and conditions that they do not accept insurance provided by a third party.

Source: Questor Insurance Services Limited July 2015

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See also:

Questor Insurance's Travel postcard Guide to Switzerland Here

Questor Insurance's Travel postcard Guide to Sweden Here

Questor Insurance's Travel postcard Guide to Cephalonia Here

Andrew Lawrence talking about Darren Timms Questor Insurance Sponsorship

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Key trends for 2013/14 winter holidays revealed – Questor Insurance comments - October 2013

Questor Insurance comments on research which reveals travellers’ most common car hire concerns- October 2013

Questor Insurance comments about the most expensive destinations for car hire being revealed - August 2013

New golf travel insurance policy launched by Questor Insurance Services - July 2013

Questor Insurance comments on Drivers facing £500 in car hire extras - July 2013

Questor Insurance reveals that holidaymakers planning a stay in Florida may still need to secure an International Driving Permit (IDP) - June 2013

Questor Insurance looks at figures which reveal that UK motorists are set to see a sharp rise in petrol costs across Europe this year - June 2013

'Be Holiday Savvy' campaign launched by Questor Insurance - June 2013

Minibus Excess Insurance has been launched by Questor Insurance - June 2013

Questor van hire excess insurance now available via jml Insurance websites - October 2012

Six Questor Insurance products are now being advertised on the JML Insurance sites - July 2012

Questor car hire insurance to be discounted through till the end of 2012 - January 2012

Car Hire Insurance Price Crash - December 2011

Discounts on Questor Car hire insurance via insurance4carrental.com - May 2011

Questor for motorhome hire insurance - February 2011

Questor car hire insurance continues to be discounted on sales generated via jml Group websites - February 2011

Avoiding frosty insurance claims this winter - Questor insurance December 2010

Questor insurance discounted on sales generated via jml Group websites - October 2010

insurance4carrental.com website is marketing motorhome excess insurance - Press Release July 10

Questor Insurance featured provider July 10 on Car hire excess insurance blog

Questor innovates its car rental insurance product - October 2008

Questor appoints 2 Business Associates - May 2008

Questor Insurance re-launches its web site - Questor's Chief Executive Andrew Lawrence, today annouces the relaunch of the Questor Insurance web site www.questor-insurance.co.uk - May 2008

jml Insurance is now working with Questor Insurance - jml Insurance are now introducing Questor Car Hire & My Driving Licence products to assist with the growing number of people receiving speeding fines and renting cars - September 2008

 

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