| iCarhireinsurance Van Hire Excess Insurance advertisement feature |
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| self drive hire vehicle company rental insurance | London congestion charge | travel insurance |
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| iCarhireinsurance Van Hire Excess Insurance advertisement feature |
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| self drive hire vehicle company rental insurance | London congestion charge | travel insurance |
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Remove your van rental excess and get fully protected for less! Our Daily Van Hire Excess policies protect you against excess charges resulting from theft or accident damage to your rental van, whether it was your fault or not! What it covers
Van Hire Excess Insurance - What is van hire excess insurance? Whether you're moving home, picking up a large new item of furniture or renovating your home, renting a van can be really useful. If you're renting a van in the UK or Europe your rental van will include comprehensive insurance as standard. This will include Third Party Liability as well as covering you for theft and damage. However, most van rental companies will include an "excess" limit with your standard insurance which can be very high, particularly when considered against the price of the actual van rental. Typically, the excess limit required by van rental companies is between £500 and £1500, which you will be required to pay before the insurance will pay anything. As many accidents are minor, it is usually the hirer who ends up paying for damage rather than the insurer or the rental company. What's more, with the rental companies' standard insurance you will still be liable to pay the excess even if the insurer settles the remainder of a high value claim. Daily Van Hire Insurance - This daily policy is available in two options. The first is a zero excess product, the second enables the customer to reduce their excess to £100. Selling at £7.99 and £6.99 respectively these products are up to 50% cheaper than those sold by rental companies. What's more many rental company policies still leave the customer with an excess liability of around £500. This product covers all types of vans up to 3.5 tonnes as well as minibuses up to 9 seats. Excess insurance / indemnity With our Van Hire Excess insurance you can choose to reduce, or completely remove the excess requirement when you rent a van. Our policies work with any Van Rental Agreement and are a suppliment (not a replacement) to the standard insurance that you get with your rental van. In the event of a claim, we will reimburse you to the level of the excess on your standard policy (subject to the insured limit on your icarhireinsurance policy and the voluntary excess that you choose with us). No distance from home restrictions, and cover to vulnerable parts of the vehicle Our van hire excess insurance covers you wherever you use a van rental in Europe. We place no "distance from home" restrictions on our policies so you are covered if you are renting a van for use at your own home. What's more, we also automatically cover parts of the vehicle that are often excluded from other insurance policies - such as tyres, windscreen, roof and undercarriage. _______________________________________________________ Q: What types of Vans are covered by the Daily Van Hire Excess Insurance Policy? A: Our Daily Van Hire Excess Insurance is designed to be used with all Light Commercial Vehicles (LCVs) which can be driven on a standard car driver’s licence (category A in the UK). LCVs are typically under 3,500 KG in Maximum Allowable Weight (MAW) and do not require a specialist drivers licence. Vehicles which require a higher driver licence category or an additional test such as a Certificate of Professional Competence (CPC), or Heavy Goods Vehicle (HGV) licence are not covered by this policy. For more information on vehicle classifications and drivers licence categories, please visit direct.gov.uk Our Daily Van Hire Excess insurance is predominantly for use with goods vehicles, not passenger vehicles so minibuses or other vehicles designed for carrying more than 9 people including the driver are not covered by this policy. Q: Are minibuses covered by the Daily Van Hire Excess Insurance? A: The Van Hire Excess Insurance policy will provide insurance for vans designed to carry up to 9 people including the driver. If a minibus has more than 9 seats it will not be covered by this policy. Please note, this restriction is based on the vehicle type not the amount of occupants in the vehicle at the time that damage is sustained; a vehicle that is designed to carry more than 9 people would not be covered under this policy even if there were less than 9 people in the vehicle at the time that damage occurred. This policy is not designed to provide protection for drivers who are charging a fare for transporting passengers, and this activity is specifically excluded from the policy as it is designed predominantly for casual private use. Q: Does the Van Hire Excess Policy cover pick-up trucks, flat-bed vans and drop-side vans & crew-cabs? A: The Van Hire Excess Insurance policy will cover flat bed vans, drop sided vans, pick-up trucks and crew-cabs, provided always that the MAW (Maximum Allowable Weight) of the vehicle remains under 3.5 tonnes (3,500 kg). For more information on vehicle classifications, please see the more detailed answer to the FAQ “What types of van are covered by the Daily Van Hire Excess Insurance Policy?” Q: Does the Van Hire Excess Policy cover vans with a tail lift? A:Vans with tail lifts are covered by the Daily Van Hire Excess Insurance Policy provided that the MAW (maximum Allowable Weight) of the vehicle does not excess 3.5 tonnes (3,500 kg). For more information on vehicle classification, please see the more detailed answer to the FAQ “What types of van are covered by the Daily Van Hire Excess Insurance Policy?” Q: Can I buy an annual Van Hire Excess Insurance Policy? A: Our research shows that vans are mostly hired for short periods of time so we have designed our policy to suit the needs of the vast majority of daily van hirers and do not currently offer an Annual policy. Our daily policies have been designed to be very competitively priced and also to provide additional levels of cover when compared to the policies offered by many van rental companies themselves. Q: What is the voluntary excess? A:With our Daily Van Hire Excess insurance policy you have two options. You can either buy a policy which reduces your excess to £100, or you can buy a policy which removes your excess altogether. There is a small difference in price between these two policies to reflect the different levels of cover provided. Q: Your policy states that “lock out” cover is included – what does this mean? A: Lock out protection offers protection in the event that you are unintentionally locked out of your rental van. If this happens, our policy will provide you with up to £100 towards the costs of opening the vehicle without causing any further damage. Further details on this cover can be found in section 7 of our policy wording. Q: What does “31 days continuous cover” mean? A:This is the maximum period of days that you can buy one of our Daily Van Hire Excess Insurance policies for. If you are hiring a van for longer than 31 days and still wish to buy excess insurance, please contact us. Q: What countries are covered by the Van Hire Excess Insurance Policy? A: Our Van Hire Excess Insurance Policy provides protection for any van rental which is taken out and used within the European Territory. This includes all EU and EEC states as well as other countries to the west of the Ural mountains including the British Isles, Ireland, Iceland, islands in the Mediterranean, Morocco, Tunisia, Turkey, Canary Islands, Madeira and the Azores, provided that none of these countries are subject to a “notice not to travel” by government bodies in the UK. Q: Are local rentals covered and are there any distance from home restrictions applied? A: Local rentals are covered by our Van Hire Excess Insurance. You can use it in your country of residence and there are no restrictions regarding proximity of use to your home address _______________________________________________________ Looking for car hire excess insurance from Icarhireinsurance? Click on logo below
_______________________________________________________ Excess Insurance @ iCarhireinsurance HERE Jargon Buster @ iCarhireinsurance HERE Hot Tips for iCarhireinsurance HERE Why Buy From iCarhireinsurance? HERE What is Car Rental Insurance? HERE iCarhireinsurance.com is a trading name of Halo Insurance Services Limited, a company registered in England and Wales, Company No. 06929208. Halo Insurance Services Limited is authorised and regulated by the Financial Services Authority, Register No. 504629 Founded in 2009, iCarhireinsurance.com is a groundbreaking new online insurance service that individuals and companies that hire vehicles in the UK or abroad cannot afford to be without. We offer a range of policies that are fully comprehensive, simple to understand, unbeatable value and accepted at all car rental locations worldwide. The excess payments on most hire car insurance policies are often over £500 and can be as high as £1500. The costs involved with insuring a car against these excess car rental payments are expensive, at least £9 a day from most companies and often don’t cover the parts that are most likely to get damaged like the windows, tyres and roof. iCarhireinsurance.com is an innovative company that gives customers peace of mind and can save them money by protecting customers from these excess insurance payments. It does cover parts like windows, tyres and the roof, and is at a very affordable price from £2.99 a day and £39.99 a year. Our ‘Excess Europe’ and ‘Excess Worldwide’ policies are great value, simple and easy to use, and designed to fit the specific needs to each customer, whether they want daily single-trip or annual multi-trip deals. |
