insurance4carhire.com car hire excess insurance

Save money on your car hire excess - Great value excess insurance whenever you rent a car

Founded in 2002 Insurance4carhire is an innovative online insurance excess provider whose core business is the provision of car rental Excess insurance

HIRING A CAR/ RENTING A CAR?

Don't arrange the rental till you read on

Insurance for car rental for Europe, USA and Canada and worldwide from Insurance 4 Car Hire

Can I purchase your Excess Policies if I am not a resident of the UK? Yes, our Excess policies can be purchased by people resident anywhere in the world. Click on a link below here for more information

Do you know that the Excess can cost more than the car? This insurance is a great way to save money and have peace of mind when you rent a car - a great selection of policies available

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New Price July 10 - Europe Annual Details HERE

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Do you know that it could cost you Ł500 or more for any damage to your rental car? EVEN IF IT'S NOT YOUR FAULT!!

For a low, annual premium, Insurance4carhire.com provides excess insurance protecting the customer against excess charges whenever they rent a car.

Your car rental agreement normally includes cover for Collision Damage Waiver (CDW) and Theft. However you are still liable for the Excess on CDW and Theft. When a rental car is damaged or stolen, the driver is asked to pay the first portion of the repair or replacement costs. This is known as the Excess.

Insurance4carhire covers you not only for the total amount of Excess for which you are liable if the car is damaged or stolen, but also for damage to the roof and undercarriage of the car, and windows and tyres.

How our Excess Insurance Works - We insure the Policy Holder, not the rental vehicle. Excess is a voluntary insurance. Decline the car rental company's Excess cover at the counter when you collect the car. If the car is damaged or stolen, the car rental company will charge your credit card for the Excess amount and you then claim for reimbursement on your Policy.

International Collision Damage Waiver (I.C.D.W) Enquiry Here

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x x Versions

Policies available for 75 - 85 year olds - Are you over 75 and need car Rental Excess insurance? New Products now available from insurance4carhire Details here

TYPES OF POLICIES AVAILABLE

New Price Europe Annual £39.20 per year

Europe:

• Covers Excess on damage to the rental vehicle including the undercarriage, Excess on theft, and damage to windows and tyres

• Valid at all European car rental locations • One low, annual premium allows unlimited use within the 12 month cover period

• Covers the Policy Holder, who must be the person hiring the car, and all additional drivers named on car rental agreement

Annual Policy-covering Europe Ł49

NEW PRICE FROM JULY 2010 £39.20

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Excess Worldwide 31:

• Covers Excess on damage to the rental vehicle including the undercarriage, Excess on theft, and damage to windows and tyres

• Valid at all car rental locations worldwide where Excess is charged (Excess is not charged in the USA)

• One low, annual premium allows unlimited use within the 12 month cover period

• Covers the Policy Holder, who must be the person hiring the car, and all additional drivers named on car rental agreement

Annual Worldwide Excess cover - 31 days per car rental agreement Ł65

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Excess Worldwide 60

• Covers Excess on damage to the rental vehicle including the undercarriage, Excess on theft, and damage to windows and tyres

• Coverage for an extended period of up to 60 days on any one rental agreement

• Valid at all car rental locations worldwide where Excess is charged (Excess is not charged in the USA)

• One low, annual premium allows unlimited use within the 12 month cover period

• Covers the Policy Holder, who must be the person hiring the car, and all additional drivers named on car rental agreement

Annual Worldwide Excess cover - 60 days per car rental agreement Ł79 -

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Europe Family & Partners

• Covers Excess on damage to the rental vehicle including the undercarriage, Excess on theft, and damage to windows and tyres

• Valid at all European car rental locations

• One low, annual premium allows unlimited use within the 12 month cover period

• Covers the Policy Holder, who must be the person hiring the car, and all additional drivers named on car rental agreement

• Cover is for 2 Policy Holders, who must be family members (defined as spouse, partner, parent, brother, sister, adult child or fiance), travelling together or separately

Annual Europe Excess Policy covering 2 Family Members - 31 days per car rental agreement only Ł79

USA-Canada CDW/SLI

Take out annual Collision Damage Waiver (CDW) and Supplemental Liability Insurance (SLI) before you travel and avoid costly insurance charges of as much as US $30 per day, sold at the car rental counter.

• Covers the rented vehicle for CDW/LDW (Collision Damage Waiver/Loss Damage Waiver = damage, theft and loss of use) up to US$ 80,000

• Supplemental Liability Insurance (SLI) covering third party up to US $1 million

• Lock-out provision to cover up to US $60.00 for a locksmith

• Covers the Policy Holder, who must be the person hiring the car, and all additional drivers named on car rental agreement

Annual policy covering USA and Canada 31 days per car rental agreement only Ł109

International Collision Damage Waiver (I.C.D.W) Enquiry Here USA/Canada

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Combined CDW/SLI & Excess

This policy covers: CDW/LDW (damage, theft and loss of use of the rental vehicle)and SLI (third party) in the USA, Canada, the Caribbean and South America: and it covers Excess charges worldwide. Car rental companies in USA and Canada generally charge between US$20 and US$30 per day for Collision Damage Waiver (CDW/LDW) and Supplemental Liability Insurance (SLI). Car rental companies charge up to Ł12 a day for Excess at the car rental counter

• Covers the rented vehicle in the USA, Canada, South America and the Caribbean for Collision Damage Waiver (CDW)/Loss Damage Waiver (LDW) up to US$80,000

• Provides Supplemental Liability Insurance (SLI), in the USA, Canada, South America and the Caribbean, up to US $1 million

• Covers Excess on damage to the rental vehicle, Excess on theft and damage to windows/glass, tyres/wheels, the undercarriage and the roof anywhere in the world where Excess is charged.

• Covers the Policy Holder, who must be the person hiring the car, and all additional drivers named on car rental agreement

• Unlimited use within the 12 month cover period

Annual Policy covering SLI & CDW in USA & Canada and Excess worldwide Ł129 -

Policies available for 75 - 85 year olds

With the age of the traveling public increasing, these new policies will help those aged 75 to 85.

• Covers excess on damage to the rental vehicle including the roof and the undercarriage, excess on theft, and damage to windows and tyres

• Valid at all car rental locations in Europe (and worldwide for Excess Worldwide 75-85 policy holders)

• One low, annual premium allows unlimited use within the 12 month cover period

• Covers the Policy Holder, who must be the person hiring the car, and all additional drivers named on car rental agreement

Europe 75-85 Cost: Ł65

EXCESS WORLDWIDE 75-85 Cost: Ł75

insurance4carhire.com is a tradining name of Towergate Underwriting Group Ltd which is authorised and regulated by the Financial Services Authority , Register Number 313250. The company is registered in England and Wales, Company No. 4043759. The Registered Address is: Towergate House, 2 County Gate, Staceys Street, Maidstone, Kent ME14 1ST.

Question: August 2010: Can you please advise me, does your worldwide insurance policy Cover me for international Collision Damage Waiver (I.C.D.W.) Which will allow me to hire a vehicle abroad without paying The rental companies insurance charges (including rental in the U.S.A.) If so how much is an annual policy? Thanking you in advance.

Reply: Dear Sir, Thank you for your email. We can only cover you annually for the CDW/SLI in the USA and Canada. The policy costs Ł109 and can be purchased on www.insurance4carhire.com When you hire a car in the USA, you have the choice of taking a rental that is either fully inclusive, or fully exclusive, of car rental insurance.

If you hire a car on an exclusive basis, no car rental insurance is included in the car rental price. In those circumstances, it is necessary to purchase Collision Damage Waiver/Loss Damage Waiver (CDW/LDW) and Supplemental Liability Insurance (SLI). CDW/LDW covers damage, loss of use and theft of the rental vehicle, and SLI covers third party liability. These insurances are sold at the car rental counter and cost between US$20 and US$30 per day.

Our USA & Canada policy covers:

Supplemental Liability Insurance (Third Party) up to US$ 1 million

Collision Damage Waiver/Loss Damage Waiver (CDW/LDW) - covering damage, theft and loss of use of the rental vehicle - up to US $80,000

Uninsured Motorist up to US$ 100,000

Hit & Run Motorist up to US$100,000
Excess if excess is charged (it is generally not charged in the USA)
Damage to windows, roof, tyres & wheels and the undercarriage.

If you have taken a rental that is exclusive of car rental insurance, then our Policy will cover you for your car rental insurance requirementsWe do not recommend this Policy for use with Fly Drive programmes (a package that includes a flight and possibly a hotel, with car rental included at minimal or no cost).

Fly Drive programmes are generally structured so that the car rental company makes very little money on the rental, and looks to make its profit from add-ons such as insurance. For that reason, companies which participate in Fly Drive programmes do not always readily accept this insurance.

If you are doing a Fly Drive programme, it would be sensible to contact the car rental company, tell them you can provide your own insurance, and confirm that they will accept it.

Kind regards Operations Assistant Insurance4carhire.com

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Examples of Excess Charged by Car rental Companies in Europe, South Africa, Australia and New Zealand from excess4carhire.com (part of insurance4carhire.com) More information Here

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About Insurance4carhire

Founded in 2002 by Larry Ursich, Insurance4carhire is an innovative internet insurance company whose core business is the provision of car rental Excess insurance. For 10 years, Larry ran his own car rental broking company, working closely with Dollar and Budget. After noting the high costs being charged by the car rental companies for Excess cover, Larry decided to develop a better alternative: annual car rental Excess insurance products offering customers convenience, peace of mind and very significant savings. The business has grown rapidly and now offers products to cover Europe, US/Canada, Worldwide, Family & Partners and for 75-85 year olds.

This organic growth has been achieved through providing exceptional value for money and high standards of customer service and endorsements in mainstream newspapers has been the cornerstone to growth. Most of our customers renew year on year, and referrals from our customers to their family and friends account for a large proportion of our business. What’s more, the travel and motoring press have been consistent in their praise and recommendation of our policies.

In 2005, for the second year running, we received the accolade of “World’s Leading Innovative Ecommerce Travel Product” from The World Travel Awards. These annual awards celebrate achievement in the travel industry and are based on votes cast by travel industry professionals throughout Europe

To reflect the increasingly global reach of our products, in December 2007, we changed underwriters to Chartis Insurance UK Limited, part of Chartis Inc. Chartis insurance Limited is one of the worlds leading insurance companies with operations in more than 130 countries. Chartis Insurance UK Limited has been operating in the UK for more than 50 years and is one of the largest companies in the UK serving the insurance needs of UK individuals and businesses. Chartis Insurance UK Limited is authorised and regulated by the Financial Services Authority (FSA Number 202628). Claims are handled by Travel Guard.

In December 2007 Insurance4carhire was acquired by the Towergate Partnership, the largest independently owned insurance intermediary in Europe. Insurance4carhire.com is a trading name of Towergate Underwriting Group Ltd which is authorised and regulated by the Financial Services Authority, Register Number 313250. The company is registered in England and Wales, Company No. 4043759. The Registered Address is: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent, ME14 3EN.

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Louer une voiture?

Insurance 4 Car Hire Afents Ltd fournit une assurance pour la personne qui loue la voiture. Ses polices d'assurance offrent une couverture mondiale, y compris une série de polices répondant aux différentes exigences en matičre d'assurance de voitures de location applicables en Europe et aux USA.

Moyennant une faible prime annuelle, Insurance4carhire.com fournit une assurance complémentaire qui protčge le client contre les suppléments de coűts ŕ chaque location de voiture.

La plupart des sociétés de location de voitures appliquent une franchise sur leurs locations, certaines jusqu'ŕ concurrence de Ł1,000(1,468 ). La plupart des sociétés de location de voitures offrent leur propre assurance complémentaire, mais un grand nombre de ces polices excluent les dégâts des vitres et pneus et coűtent jusqu'ŕ Ł12 (17,62 )par jour. "Souvent, le client est le premier ŕ remarquer ces coűts supplémentaires quand il se présente au guichet de la société de location."

Cliquez ici pour plus de détails

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För en lĺg ĺrlig premie, ger Insurance4carhire.com självriskförsäkring som skyddar kunden världen runt mot självriskkostnader närhelst de hyr en bil.

din bilhyra ingĺr försäkring för självriskeliminering (CDW). Dock är du fortfarande ansvarig för självriskkostnader för CDW. När en hyrbil skadas eller blir stulen, ombeds föraren att betala en del av reparationerna eller ersättningskostnaderna. Det här är känt som självrisken.

Insurance4carhire ersätter dig inte bara för det totala självriskbeloppet du är ansvarig för om bilen skadas eller blir stulen, utan ocksĺ för skada pĺ bilens underrede, fönster och däck.

Hur vĺr självriskförsäkring Excess fungerar Vi försäkrar försäkringstagaren, inte hyrbilen. Excess självriskförsäkring är frivillig. Avböj biluthyrningfirmans självriskskydd vid disken, dĺ du hämtar ut bilen. Om bilen skadas eller stjäls kommer biluthyrningsföretaget belasta ditt kreditkort med självriskbeloppet och du ska dĺ kräva ersättning frĺn ditt försäkringsavtal.

Klicka här för mer detaljer om vĺra försäkringar

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Insurance4carhire.com gewährt gegen eine geringe Jahresprämie Selbstbeteiligungsversicherung, die Kunden - wann immer sie ein Auto mieten - vor Selbstbeteiligungskosten schützt.

Ihre Wagenmiete schließt CDW-Versicherung (Haftungsausschluss) mit ein. Sie haften jedoch bei CDW dennoch für die Selbstbeteiligung. Wird ein Mietwagen beschädigt oder gestohlen, wird von Fahrern verlangt, einen Teil der Reparatur- oder Ersatzkosten zu zahlen. Dies wird als Selbstbeteiligung bezeichnet.

Insurance4carhire deckt sie nicht nur für den gesamten Betrag der Selbstbeteiligung, für den Sie haften, wenn der Wagen beschädigt oder gestohlen wird, sondern auch für Schaden am Fahrgestell sowie an Fenstern und Reifen.

Wie unsere Versicherung zum Ausschluss der Selbstbeteiligung funktioniert: Wir versichern den Inhaber der Police, nicht das Mietfahrzeug. Ein Selbstbeteiligungsausschluss ist eine freiwillige Versicherung. Lehnen Sie den Selbstbeteiligungsausschluss des Fahrzeugvermieters ab, wenn Sie das Fahrzeug am Schalter abholen. Wenn der Wagen beschädigt oder gestohlen wird, belastet der Fahrzeugvermieter Ihre Kreditkarte mit der Summe der vereinbarten Selbstbeteiligung. Für die Rückerstattung nehmen Sie dann Ihre Police in Anspruch.

Klicken Sie hier für weitere Einzelheiten zu unseren Policen