your van hire excess
Loss Damage Waiver
Excess Reimbursement Insurance - Van Daily Policy
just £7.99 per day, you can be protected against Van
on damage and theft in full
to £2,000 for any single incident
to windows and tyres
to wing mirrors
to the roof and undercarriage
cover also included
additional drivers named on your rental agreement
to 180 days per rental
product will cover you anywhere
however unfortunately our van excess insurance is
not valid for rental vehicles picked-up in other countries
only when they rented in the UK
Excess cover is a voluntary insurance.
Decline the van rental company’s Excess cover at the counter
when you collect the van. If the van is damaged or stolen,
the van rental company will charge your credit card for
the Excess amount and you then claim for full reimbursement
on your Policy from insuremyvanhire.com.
insure the Policy Holder, not the rental vehicle. You
will need to ensure that your credit card has enough credit
to cover the full excess amount at the time of collecting
the van, even if your credit card is never charged.
Conditions- See Full Policy For All of these
not cover trucks, commercial vehicles and vans with
more than an unloaded weight of 3.5 Metric Tonnes.
must be aged 21-84 years
reasons to choose van hire excess insurance
damage to windows, tyres undercarriage and roof
Covers up to seven additional named drivers
to £2,000 for any single incident
Up to 7 additional drivers
Reduces to Zero excess
Does my rental agreement already include insurance?
As you are hiring in the UK, the answer is Yes. Your rental
agreement should include cover for: Damage to the rental
vehicle - known as CDW (Collision Damage Waiver) or LDW
(Loss Damage Waiver), Third Party Liability and Theft.
There is almost always an Excess (also known as Super
CDW, the Deductible, or Non-Waiver) on the CDW and Theft
part of the rental agreement. This Excess is likely to
range from about £500 to £1,600. It is this Excess which
is covered by our insurance Policies.
Will the van rental company block any money on my credit
card when I have your Excess insurance?
Each rental company will have their own policy and procedures
on deposits. A number of companies block a sum equal to
the Excess on the credit card while others merely take
Are other people travelling with me covered?
Yes, our policies cover the policyholder, who must always
be the person renting the vehicle, and all drivers named
on the rental agreement, up to a maximum of seven.
Do you cover vehicles such as Camper Vans and Caravans?
No, we do not cover camper vans or caravans. We only cover
commercial vehicles up to 3.5tonnes in weight.
How does your Insurance work?
It is not necessary to show the Policy to the rental company.
You simply decline the rental company’s own Excess insurance
at the counter. You will need to ensure that your credit
card has enough credit to cover the full excess amount
at the time of collecting the vehicle, even if your credit
card is never charged. Any charges for any damage or theft
of the vehicle will be made to your credit card by the
rental company and you then claim for reimbursement against
What age range is covered by your Policies?
Our van rental excess insurance policies cover those aged
How do I make a Claim on my Excess Insurance?
You should contact our claims management company within
31 days to notify them of the loss and request a Claim
Form. Their contact details are contained in your Policy
document. You should then complete and submit the claim
form, supported by the documentation that is relevant
in your case.; The full list of
supporting documentation is as follows:
of your insuremyvanhire Certificate of Insurance
Copy of Rental Contract
A copy of your Charge Receipt (if separate from the
A copy of the Law Enforcement / Police Report (if
the incident has been serious enough to merit calling
The Renter's copy of the Vehicle Rental Company accident
Invoices / Receipts / other documents confirming the
amount you have paid in respect of Accident / Damage
/ Loss etc. for which the Vehicle Rental Company holds
is part of Insurance4carhire, a company formed in 2002
as an innovative online company specialising in the provision
of polices to cover excess on car hire. insuremyvanhire.com
provides policies that cover you for the excess that is
payable on the theft and damage portions of the van rental.
and Insurance4carhire.com are trading names of Towergate
Underwriting Group Ltd which is authorised and regulated
by the Financial Conduct Authority, Register Number 313250.
The company is registered in England and Wales, Company
No. 4043759. The Registered Address is: Towergate House,
Eclipse Park, Sittingbourne Road, Maidstone. Kent. ME14